online services
Stay connected to your accounts.
Lobby Hours:
Monday-Friday 9am-5pm
Drive Up Windows:
Monday-Friday 7:30am-6pm
Saturday 9am-Noon
Mailing Address
PO Box 1495
Aberdeen, SD 57402-1495
Phone
(605)225-2488 or
1-877-225-2488
General: 605-225-2488
Consumer Loans: 605-725-5626
Real Estate Loans: 605-725-2328
Collection Dept: 605-725-0717
Lost or Stolen Debit Card:
800-472-3272
Reset your PIN: 800-757-9848
62°
current conditions:fair
Your savings federally insured to at least $250000 and backed by the full faith and credit of the United States Government.
Checking Accounts
What is a Share Draft Account?
A Share Draft Account is a personal checking account that requires no minimum balance, charges no monthly check fees, and offers overdraft protection from other share accounts and/or an Overdraft Protection Loan.
Share Draft Account Quick Facts:
- No minimum balance
- No monthly check fees
- Overdraft Protection available
- Free VISA® Check Card for members
- Free Bill Pay on It's Me 247 Online Banking
Area Federal Credit Union pays dividends on personal share draft accounts.
Business Checking
Area Federal Credit Union offers three levels of Business Checking. Much like Share Draft Accounts, a Business Checking account requires no minimum balance and offers the same overdraft protection.
Business Checking Quick Facts:
- No minimum balance required
- Overdraft Protection available
- Free VISA® Check Card for members
- First 100 checks deposited for free
- Free Bill Pay on It's Me 247 Online Banking
Compare our Business Checking accounts below.
Effective as of 1/1/70
Monthly check deposit fees are based on quantity.
Effective as of 4/1/21
101-499 | $0.07 per check |
500-1999 | $0.06 per check |
2000+ | $0.05 per check |
